Starting Out

Retirement may seem a long time away, yet it is never too early to begin saving.

ARTICLES

Choosing Between Traditional and Roth 401(k)s

Traditional and Roth 401(k) plans provide potential tax advantages to help you save for retirement. Which may be suitable for you will depend upon your unique circumstances.

Focus on Time in the Market, Not Market Timing

Find out about the potential risks of market timing versus a buy-and-hold investment strategy.

Participating in a Workplace Retirement Plan

With traditional pension plans rapidly becoming phased out and Social Security's long-term future in doubt, more Americans shoulder the responsibility of funding their own retirement.

What to Know About Your Beneficiary Designation

This article examines the reasons why one of the most important decisions you can make with regard to your retirement plan is naming beneficiaries.

It's Never Too Early -- Or Too Late -- To Start Investing for Retirement

No matter where you are in your life or how much you have in your retirement account, your employer-sponsored retirement plan may have features that could help you build your nest egg.

iCHARTS

The Benefits of Tax-Deferred Compounding

This interactive chart illustrates how tax-deferred retirement savings vehicles can give you the edge you need to pursue your financial goals.

Diversifying Your Investments

Learn about the potential benefits of diversifying your investment portfolio with different types of assets.

CALCULATORS

401(k) Contribution

You want to save for retirement and take advantage of your employer's match in your 401(k) plan, but you aren't sure you can afford to. You may be surprised to see how contributing to your 401(k) will increase your income without taking a big bite out of your paycheck.

Retirement Planner

Determine whether you are on track saving for retirement, and if not, how much you should invest each year to reach your savings goal.

Roth 401(k)

Which type of 401(k) plan is right for you -- a traditional or a Roth 401(k)?

VIDEO

Key Benefits of Your Retirement Plan

This video considers tax deferral and the many other benefits of employer-sponsored plans.