TD Ameritrade - Individual Investor : October 2011

Research & Guidance for the INDIVIDUAL INVESTOR

October 2011

FEATURED ARTICLE:

High Debt, Low Growth | Breaking News

Excessive borrowing, slowing economic growth, and political divisions are presenting challenges for European leaders. Read Article

Source: McGraw-Hill Financial Communications

IN THIS ISSUE:

Market Recap for September 2011 | Market Recap

A summary of market performance for September 2011. Read Article

Source: McGraw-Hill Financial Communications

ETFs Turn Exotic | Special Feature

Investors are looking for new ways to diversify portfolios thematically and globally. Read Article

Source: McGraw-Hill Financial Communications

Long-Term Lens on Volatility | Markets/Economy

An emphasis on long-term goals is most important when making decisions about portfolio allocations. Read Article

Source: McGraw-Hill Financial Communications

Trading When Markets Go Haywire | It's Your Money

Establishing parameters for trading can reduce the chances that emotions will rule when the stock market is unusually volatile. Read Article

Source: McGraw-Hill Financial Communications

Reversing a Roth IRA Conversion | The Long Term

A stock market decline may be an opportune time to convert assets within a traditional IRA to a Roth IRA. Read Article

Source: McGraw-Hill Financial Communications

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Before investing in an ETF, be sure to carefully consider the fund's objectives, risks, charges, and expenses. For a prospectus containing this and other important information, please click on the prospectus link. Please read the prospectus carefully before investing.

ETFs are baskets of securities that may track a sector-specific, country-specific, or a narrow/broad-market index. ETFs trade on an exchange like a stock. ETFs are subject to risks similar to those of their underlying securities, including, but not limited to, market, sector, or industry risks, and those regarding short selling and margin account maintenance. Commission fees typically apply.

Diversification does not assure a profit or protect against loss.

Steady and reliable income is subject to the credit risk of the issuer of the bond. If an issuer defaults, no future income payments will be made.

Market volatility, volume, and system availability may delay account access and trade executions.

Fixed-income investments are subject to various risks including changes in interest rates, credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. For further details, please consult with our Fixed Income Specialists at 800-934-4445.

Interest income on Municipal Bonds may be subject to the Alternative Minimum Tax and state and local taxes. Discount bonds may be subject to capital gains tax.

International investments involve special risks, including currency fluctuations and political and economic instability.

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TD Ameritrade does not provide tax advice. We suggest that you seek the advice of a tax-planning professional with regard to your personal circumstances.

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Market volatility and system availability may delay account access and trade executions. Options involve risk and are not suitable for all investors. Before trading options, carefully read Characteristics and Risks of Standardized Options. http://www.theocc.com/about/publications/character-risks.jsp. Contact TD Ameritrade for a copy as well. Investools, Inc. does not provide financial advice and is not in the business of transacting trades. Investools, Inc. and TD Ameritrade, Inc. are separate but affiliated companies that are not responsible for each other's services or policies.